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Fair Debt Collection Practices Act
Our Attorneys Can Help!
If you owe money you are struggling to pay back, chances are you’ve received phone calls or mail communications from creditors. These communications are never pleasant to receive, but there is a line between communication that is fair and appropriate and communications intended to annoy, abuse, or harass. That is why the Fair Debt Collection Practices Act was created- to protect consumers against inappropriate collection actions.
According to the federal statute, the purpose of the act is:
If you are dealing with debtor harassment that violates any of the protections in place under the Fair Debt Collection Practices Act, our St. Petersburg attorneys at Boss Law want to help. Our legal team has ample experience protecting individuals facing debtor harassment, and we want to use our knowledge and resources to help you stand up for your rights.
What Types of Actions Are Prohibited Under the Fair Debt Collection Practices Act?
The following actions are considered harassment under the Fair Debt Collection Practices Act and are prohibited for their abusive and deceptive nature: