Student Loan Debt

Legal Representation in St. Petersburg

Student Loan Debt Attorney

Are creditors constantly harassing you over a missed student loan payment? If you are facing abuse from a debt collection agency because of a late or missed payment, you might be eligible for a cash compensation. There are many state and federal laws that protect your consumer rights. We’re here to enforce those laws and help you protect your rights and, if necessary, sue those who harass you.

Were You a Victim of Debt Collector Harassment?

College costs never stop growing, so it is no surprise that many people find themselves in financial distress trying to keep up with student loans. However, if you fall behind on even a single monthly payment, you may face frequent, unlawful abuse and harassment from relentless debt collection agencies.

This harassment usually comes in the form of repeated, unwanted or downright threatening phone calls, adding more stress to your already difficult situation. Don’t worry though: these practices are illegal – every time a creditor harasses you, they are violating a law, giving you the opportunity to sue them for up to $1500 per call.

Knowing Your Consumer Rights Against Unfair Collection Agencies

Many state and federal statutes have been established to safeguard your consumer rights against unfair debt collection tactics. The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) define the boundaries by which collection agencies and creditors can collect your debt. You can seek compensation if a debt collector:

Called you repeatedly or during inappropriate hours (after 9:00 PM or before 8:00 AM)

Made use of robo-dialers, or other automated programs that leave computer-generated messages

Made use of offensive, threatening, or abusive language

Continued calling you after a formal request to stop (cease and desist)

Offered deceptive solutions or fraudulent settlements to pay off your loan

Provided misleading or false information about your debt

Violated your privacy by informing other people of your debt, including other family member

Threatened to damage your status with your financial institution or your credit report

How Can Our Firm Help You?

Our experienced legal team is here to provide you with full legal assistance from beginning to end. If you’re eligible for a cash compensation, we can handle the investigation process, find all the evidence required to back up your claim, and fight on your side throughout the court battle.

In the meantime, our lawyers here at Boss Law can protect you from potential damage that debt collector agencies might cause before you sue them. We won’t charge you any fees unless we win!

Here are a few tips to safeguard your rights:

Do not pay a debt you are not sure you owe unless you spoke to a lawyer.

Request creditors provide you with physical evidence and written documents that prove the existence of your debt.

Frequently monitor your credit record to check if the agency added any debt.

Never disclose private information or your social security number to agents or debt collectors.

How Much Does It Cost To File a Lawsuit Against Your Student Loan Company?

Our law firm works on a contingency fee basis, which means you will only pay a fee if your case is successful. This fee is a standard percentage of your reward set by and enforced by the Florida Bar. In other words, if we don’t win your case, filing a lawsuit against your student loan company won’t cost a dime, and if we are successful, you’ll only pay a percentage of your reward.

Why Choose Boss Law?

Our team of skilled attorneys has more than 20 years of experience in virtually all areas of debt settlement law. We have defended countless victims of creditor harassment over the years, and we’ve helped hundreds of student borrowers negotiate their debt. Our debt relief team at Boss Law has significant resources and steadfast determination to assist you in finding relief from even the most dreadful forms of creditor harassment.

At Boss Law we relentlessly assist clients throughout the St. Petersburg area. We are passionate about what we do, and we’ve been recognized by Super Lawyers® for our commitment to our clients.