Does your credit report say you’re dead? An incorrect deceased indicator error on a credit report affects thousands of Americans every year, and it’s more than just an annoying problem.
When information on your credit report mistakenly indicates that you’re dead, it can have significant consequences for your financial future. Not only can this error keep you from securing a loan, mortgage, or even an apartment, but it can also cause insurers to cancel your policies, among many other problems. Do you need an attorney to fix this mistake, or should you deal with the credit bureaus on your own? Read on to learn all you need to know about fixing an incorrect deceased indicator on your credit report.
Why Do the Credit Bureaus Think I’m Dead?
If you’ve recently checked your credit report and noticed that any of the big three credit bureaus—Equifax, Experian, or TransUnion—have marked you as dead, you’re likely wondering how this strange error occurred. The most common cause behind this mistake is the reporting of incorrect information on behalf of lenders and creditors to the credit bureaus.
Credit bureaus don’t need any form of official proof to mark you as dead on your credit report. Fixing this mistake is much harder than it seems, which is why you should work with an experienced credit dispute attorney who understands how to solve the problem quickly and effectively, once and for all.
What You Can Do If Your Credit Report Says You’re Dead
If your credit report says you’re dead—also known as a “deceased indicator error”—you shouldn’t wait to dispute the mistake. A deceased indicator error can have long-lasting implications on your financial future, so you need to correct the situation immediately. Dealing with the credit bureaus on your own isn’t just time-consuming, it’s also a huge hassle for the average consumer. When you retain a team of trusted credit dispute attorneys, they deal with the problem so that you don’t have to. They understand the multi-step process involved with fixing deceased indicator errors, quickly tracking down the source of the error, contacting the credit bureaus, and providing documentation to solve the problem.
Removing the deceased indicator error on your credit report is a critical step when it comes to protecting your financial future, but you also may be entitled to financial compensation for the mistake. Under the Fair Credit Reporting Act, you may have a right to damages you’ve incurred because of the error.
Take the First Step to Fix an Incorrect Deceased Indicator on Your Credit Report Today
Dealing with credit bureaus can be a nightmare for the average consumer. If your credit report mistakenly claims you’re dead, the team of credit dispute attorneys at Boss Law is ready to help. Take the first step toward fixing this error—and pursue financial compensation, if applicable—by calling us today at (727) 877-3188 for your free consultation.
