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Is the debt collector agency Dynamic Recovery Solutions harassing you over money you supposedly owe? In an attempt to collect debt, this company frequently harasses consumers with unwanted calls and letters that violate the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA).

If you think you are a victim of Dynamic Recovery’s harassment in St. Petersburg or in any other city in Florida, our debt relief attorneys are here to help you. Call us today: we will fight together to protect your rights.

Who is Dynamic Recovery Solutions?

Dynamic Recovery Solutions (DRS), is a debt collection company founded in 2008, and located in Greenville, South Carolina. They purchase and collect all types of debts on a national level, ranging from banking to telecom, healthcare, legal, retail, student loan and utilities. Their strategies include skip tracing, but they also regularly harass consumers and employ potentially illegal tactics.

Is Dynamic Recovery Solutions a real company?

Technically, DRS is a legitimate company registered with these contact details:

  • Dynamic Recovery Solutions
  • 135 Interstate Blvd Unit 9
  • Greenville, SC 29615-5720
  • Phone:     (864) 561-3177
  • Fax:     (864) 371-6468
  • Joe A. Cagle, Chief Operating Officer
  • Richard M. Hughes, Ethics Contact

However, many consumers allege that Dynamic Recovery uses aggressive tactics to collect the debts. To date, almost 700 complaints have been reported to the Better Business Bureau against DRS, and the Consumer Financial Protection Bureau (CFPB) listed another 174 just in 2016. Many lawsuits and class actions are currently pending against them, alleging they violated the Fair Debt Collection Practices Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA).

Do I have a case against Dynamic Recovery Solutions?

Many plaintiffs have successfully pursued a civil action against this agency, and obtained financial compensation. You might be one of them.

In a joint class action case, a judge from the U.S. District Court, Southern District of Florida, requested DRS to pay a settlement. According to court documents, the agency failed to disclose their identity as debt collectors when they initially contacted customers such as in voicemails and during telephone calls.

In another civil action (Case No. 6:15-cv-59-Orl-40KRS), DRS decided to wrap up a case by paying damages after it was accused of unfair debt collection practices. Plaintiff Ray Palmer, Jr. alleged that the agency offered him to settle his own debt with Bank of America long after the statute of limitations were expired.

Protect yourself against debt collector frauds and scams

The FDCPA, FCRA and the Telephone Consumer Protection Act (TCPA) are federal laws that protect consumer rights against overly aggressive debt collector agencies such as Dynamic Recovery Solutions. These statutes establish the limits in which the creditor can request payment from you in Florida and across the United States.

Whenever the strategy adopted by these company to recover rightfully owed money becomes misleading, fraudulent or even just obnoxious, you may have the right to sue them. Our lawyers will help you determine whether you have a case against Dynamic Recovery Solutions.

Some of the violations a debt collector may commit are:

  • Calling you before 8:00 am or after 9:00 pm
  • Threatening you in a violent or offensive way
  • Calling you with auto-dialers
  • Requesting payments you do not owe
  • Disclosing private information to third parties
  • Fail to disclose to which bank or credit institute you owe money
  • Offering fraudulent settlements or deceptive solutions to pay off your debt

What precautions can you take to avoid being scammed by debt collector agencies?

There are numerous precautions you can take to protect yourself from unfair debt collection practices. Our attorneys will gladly explain them all and will also assist you in understanding your debt obligations, if any. Here are a few tips:

  • Do not pay a debt you do not truly owe before speaking to a lawyer
  • Monitor your credit record to check if the agency added the debt to your report
  • Do not disclose private information such as your social security number
  • Always request the agency to show you physical proof of the debt
  • Double-check with the company you owe if they really have hired DRS to collect the credit
  • Gather any evidence that proves that all charges against you are illegitimate or unfair

Our Legal Team can make the difference

Our team of skilled debt relief attorneys can and will assist you through the entire process, from collecting the evidence to filing the case in court. We passionately fought on behalf of thousands of clients in Vero Beach, St. Petersburg, and many other regions in Florida.

We possess the experience and resources to put all our dedication behind all areas of debt settlement law, and we have been commended by Super Lawyers® because of that. If you need to be relieved by the burden of debt and feel unjustly treated by agencies such as Dynamic Recovery Solutions, do not wait further.

Call us now at (877) 310-0453, or file a form – together we will win court.

Discuss Your Options Today

Fill out the form below or give our firm a call today at (727) 800-4498 to speak to a professional who can review your case.