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Is Comenity Bank harassing you over a debt you supposedly owe them? In an attempt to collect money, this financial institution often targets consumers with barrages of back-to-back telephone calls. It also utilizes robo-dialers, violating the Telephone Consumer Protection Act (TCPA) and the Fair Debt Collection Practices Act (FDCPA).

If you have been a victim of the unfair debt collection tactics employed by Comenity Bank in St. Petersburg or any other city in Florida, our debt relief lawyers are here to assist you. Call us today: together we will fight to defend your rights.

Who is the Comenity Bank?

Comenity Bank is a credit and debit card issuer that mostly offer store credit cards. They provided up to 34 million people across America with cards used for everyday shopping. Acting also as a debt collection company, Comenity has been accused on multiple occasions of harassing consumers with continuous and unrelenting phone calls.

Comenity Bank reviews and opinions

The Comenity Bank is a legitimate company registered with these contact details:

  • Comenity Bank
  • PO Box 182273
  • Columbus, Ohio 43218
  • 1-800-675-5685
  • Comenity Capital Bank
  • PO Box 183003
  • Columbus, Ohio 43218
  • 1-855-506-2496 

According to many complaints publicly found on the internet, Comenity Bank often employs unfair or misleading strategies to collect a debt from people. Of 111 consumers reviews and opinions, 107 of them gave 1 star out of 5 to this financial institute. Many of them claim that the bank purposely posted payment requests with additional delay to collect late fees. Others even allege that this company fraudulently runs unauthorized credit reports or charge bank accounts with unwanted charges.

Several consumers allegedly received harassment calls from many telephone numbers associated with the Comenity Bank, including:

(614) 729-6090, (303) 255-5349, (303) 255-5352, (303)255-5354, (614) 212-5293, (913) 563-5511, (720) 456-3687, (913)563-5510, (614) 729-6087, (614) 729-5609.

Comenity Bank offers nearly 150 retail store cards, including:

  • Abercrombie & Fitch
  • Adwords Business
  • Alon
  • American
  • American Home
  • American Kennel Club
  • American Signature Furniture
  • Anne Geddes
  • Annie Sez
  • Ann Taylor
  • Appleseed’s
  • Arhaus Archarge
  • Ashley Stewart
  • Avenue
  • Barney’s New York
  • Bealls Florida
  • Bed Bath & Beyond
  • Bedford Fair
  • Big Lots
  • BJ’s
  • Blair
  • Blue Nile
  • Bon-Ton
  • Boscovs
  • Brownstone Studio
  • BrylaneHome
  • Buckle
  • Burkes Outlet
  • Camping World/Good Sam
  • Carson’s
  • Carter Lumber
  • Catherines
  • Chadwicks of Boston
  • Children’s Place
  • Christopher & Banks
  • Coldwater Creek
  • Colombian Emeralds
  • Crate & Barrel
  • Crescent Jewelers Inc.
  • David’s Bridal
  • Design Within Reach
  • Domestications
  • Draper’s & Damon’s
  • Dressbarn
  • DSW
  • Dunlaps
  • Earthwise Windows
  • Eddie Bauer
  • El Dorado Furniture
  • Express Next
  • Fashion Bug
  • Forever21
  • Fuel Rewards
  • Friedman’s Jewelers
  • FullBeauty
  • GameStop
  • Gander Mtn
  • Garden Ridge
  • Gardner-White
  • Giant Eagle
  • Gordmans
  • Goody’s
  • Haband
  • Hannoush
  • Herberger’s
  • Home & Garden Showplace
  • Hot Topic
  • HSN
  • iComfort
  • Iddeal
  • J. Crew
  • Jessica London
  • JD Williams
  • J.Jill
  • Kane Furniture
  • KingSize
  • Kohler Generators
  • Lane Bryant
  • LaRedoute
  • Lenovo
  • Levin Furniture
  • Linen Source
  • Little Switzerland Jewels
  • LOFT
  • Mandee
  • Marathon
  • Marianne
  • Maurices
  • Meijer
  • M.E.S.A.
  • Metro Style
  • Modell’s
  • Motorola
  • MyPoints
  • My World
  • Newport News
  • New York & Company
  • Old Pueblo Traders
  • Orbitz
  • Orchard Supply Hardware
  • Overton’s
  • PacSun
  • Palais Royale
  • Peebles
  • Petite Sophisticate
  • Piercing Pagoda
  • Pier 1 Imports
  • Pottery Barn
  • Priscilla of Boston
  • Reeds Jewelers
  • Roaman’s
  • RoomPlace
  • Restoration Hardware
  • Samuels Diamonds
  • Saturday Night Live
  • Sharper Image
  • Shop At Home
  • Smile Generation Financial
  • Spiegel
  • Sportman’s Guide
  • Stage Stores
  • The Company Store
  • Tile Shop
  • Tog Shop
  • Torrid
  • Total Rewards
  • Trek
  • True Value
  • UBG
  • Under Gear
  • Value City Furniture
  • Venue
  • Venus
  • Victoria’s Secret
  • Vintage Kind Audio
  • Wayfair
  • West Elm
  • Williams-Sonoma
  • Winter Silks
  • Woman Within
  • Ulta Beauty
  • Younkers
  • Zales
  • Z Gallerie

Protect yourself against debt collector harassment

The Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA) and the Telephone Consumer Protection Act (TCPA) are federal laws enacted to safeguard your rights against obnoxious debt collectors such as Comenity Bank. Whenever a creditor acts beyond the limitations imposed by these statutes in order request payment from you in Florida or any other U.S. state, you have the right to pursue litigation to get compensation.

Some of the violations a debt collector may commit are:

  • Use misleading of fraudulent tactics to communicate your debt
  • Offer deceptive settlements or illegal solutions to pay off your debt
  • Request you to pay a debt you do not owe
  • Call you before 8:00 am or after 9:00 pm
  • Make use of threats, offensive language and aggressive behaviors
  • Call you with robocallers
  • Oppress you with constant or unwanted calls
  • Disclose personal info to someone else without your consent
  • Modify or monitor your credit report without authorization

Do I have a case against Comenity Bank?

Millions of plaintiffs joined several times to sue Comenity Bank and protect their rights against their harassment. In 2014, this credit card dealer settled a class action nuisance call lawsuit for about $8.5 million after more than 4 million people received unwanted robocalls to their cellphones.

The Federal Communications Commission (FCC) requires private institutions to receive an explicit consent before using auto-dialers to communicate a consumer about his or her debt. However, this company violated the TCPA by calling people several times a day. According to court documents, the plaintiffs never provided their private information nor did know about the “outstanding debt” that the agency was trying to collect.

If you have been subject to similar forms of harassment, you can sue to receive financial compensation. Our lawyers will provide fully confidential legal assistance for free.

Our Legal Team can make the difference

Our team of skilled debt relief attorneys will help you take all possible precautions to protect you and your family from unfair debt collector agencies. We will fight on your side, and assist you inside and outside the court during the process of gathering and presenting evidence.

Our lawyers fought relentlessly on behalf of thousands of clients in Vero Beach, St. Petersburg, and many other regions in Florida. Thanks to our resources and experience, we managed to reach countless successful verdicts in behind all areas of debt settlement law. If you need to be relieved by the burden of debt, our attorneys have been commended by Super Lawyers®, and are here to assist you.

Wait no further – Call us now at (877) 310-0453, or file a form today.

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