Creditor Harassment

Spotted someone else’s Social Security number on your credit report? This error is one you shouldn’t take lightly since any inaccuracy on your credit report can lead to serious financial consequences. Read on to discover some of the possible reasons behind this common error, as well as how you can…

Have you ever imagined someone running a background check on you, only to find a mysterious alias that you have no recollection of using? Well, the truth is, this background check mistake is more common than you may think. Here’s what you need to know about this common yet damaging…

Has your brother’s or sister’s information appeared on your credit report? Unfortunately, this credit report mistake, called a mixed file error, affects many Americans each year. What’s worse, correcting this mistake on your own can be a huge headache. Read on to learn why this strange error occurs, and how…

The term “zombie debt” might sound funny, but its implications are quite serious. Put simply, zombie debt is debt that comes back to life—it’s debt that’s resurrected, even if you no longer owe it. Here’s what you need to know about zombie debt and how you can bury it forever.…

Credit report errors are common, but that doesn’t mean disputing them with the credit bureaus is an easy or straightforward process. Whether you’ve been mistakenly marked as deceased on your credit report, information on your report has been mixed with someone else’s, or you have any other error, you need…

Noticing information on your credit report that doesn’t seem right? A mixed file credit report is a nightmare of a problem for consumers, affecting thousands of Americans every year. If you’ve recently checked your credit report and spotted credit accounts that don’t belong to you, you’re likely dealing with a…

Does your credit report say that you’re dead? This shocking error, called an incorrect deceased indicator, is more common than you might think, and it can have a big impact on your credit score and overall creditworthiness. In some cases, only one or two of the Big Three credit bureaus—Equifax,…

Does your credit report say you’re dead? An incorrect deceased indicator error on a credit report affects thousands of Americans every year, and it’s more than just an annoying problem. When information on your credit report mistakenly indicates that you’re dead, it can have significant consequences for your financial future.…

Is information on your credit file mixed up with someone else’s? A mixed file error is more than a mere frustration—it’s an error that must be fixed to protect your financial future. Read on to learn why mixed file credit reports are so difficult to correct, and what you can…

You’ve spent years building great credit and monitoring your score, so why aren’t you qualifying for a loan? You might be mistakenly reported as deceased by the major credit bureaus. This strange yet common problem negatively affects many Americans every year, and it can keep you from getting a car…