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Creditor Harassment

What Is Zombie Debt on Credit Reports?

What Is Zombie Debt on Credit Reports?

The term “zombie debt” might sound funny, but its implications are quite serious. Put simply, zombie debt is debt that comes back to life—it’s debt that’s resurrected, even if you no longer owe it. Here’s what you need to know about zombie debt and how you can bury it forever.…
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Common Disputes During a Real Estate Closing

Real estate transactions can be complicated and, due to the amount of money involved, these are often the most high-stakes decisions people can make. If any problems or disputes arise during your real estate closing, it is essential to consult with an experienced attorney who can protect your interests. Continue…
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What Is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) is considered one of the first privacy statutes in the US. It is a federal statute that regulates the use of people’s sensitive personal information for matters like employment screening, credit underwriting, and insurance underwriting. The intent behind the FCRA is to not only ensure fair…
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