Credit Report Archives - Boss Law | St. Petersburg Real Estate & Consumer Law Attorneys

01 Jul 23

3 Reasons Why an FCRA Attorney Is Important If You Have Errors on Your Credit Report

Credit Report, Mixed File

If you’re anything like most people, you don’t give your credit report much thought until you’re about to make a major purchase. But imagine you’re in the market for a new car or home, and you’re denied a loan because of errors on your credit report that you didn’t know…

Identity Theft or Mixed File Credit Report?

20 Jun 23

Identity Theft or Mixed File? What to Do If You Think Your Identity Has Been Stolen

Credit Report, Identity Theft, Mixed File

In this digital age, it only takes a few clicks for someone to steal your identity and wreak havoc on your finances. Something as simple as incorrect information on your credit report could actually be a sign of something nefarious—like identity theft—or it could be a mixed file error that’s…

27 Feb 23

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Credit Report, Mixed File

Is someone else’s information showing up on your credit report? This seemingly simple mistake, called a mixed file error, is a big deal. It’s never a good idea to have other people’s information on your account. It can result in denied credit, disqualified loans, and many other problems. Luckily, consumers…

16 Feb 23

Can I Sue for Errors on My Credit Report?

Credit Report

If incorrect information on your credit report has damaged your financial reputation, you may be able to sue a creditor or credit reporting agency for the mistake and the damages you’ve suffered. A study by the Federal Trade Commission (FTC) reports that one in five Americans have an error on…

Why is someone else's debt on my credit report

24 Jan 23

Help! Someone Else’s Debt Is on My Credit Report

Credit Report, Mixed File

Credit report errors affect millions of Americans and spotting a debt that isn’t yours on your credit report is one of the most troublesome. If you’ve checked your credit report and noticed a new loan or line of credit—or, worse yet, if debt collectors are already shaking you down for…

February 6, 2022
Credit Report

In theory, car insurance should only take account of one single factor: How careful you are while driving. In practice, that’s not the way it works – at all. Research shows that non-driving factors, including where you live and high or low credit score dramatically impact your car insurance premium.…

August 3, 2021
Credit Report

Due to the financial impact of the COVID-19 pandemic, federally backed loan servicers and some private lenders are offering consumers mortgage forbearance to help them get through this challenging time. During the forbearance period, lenders let consumers temporarily pause or reduce their monthly payments. Under provisions of the CARES Act,…

November 18, 2020
Credit Report

There are many people aware of the existence of identity theft, but not many people know all of the negative impacts. Many assume it is as simple as being charged from a different state or a lack of security in their home wifi, but it can be far more aggressive…

October 26, 2020
Credit Report

Credit report mistakes have only become a more common occurrence, and the fallout of these mistakes has also grown to be more costly. Even the most minuscule errors can make a lasting impact on someone’s life, and you can find the effects of some of these errors down below: Buying…

September 14, 2020
Credit Report

Credit report errors aren’t as rare of an occurrence as you may think. Even the smallest of errors can become a detriment to your credit and your financial situation. In this blog, we’ll show you a few examples of people that became victims of credit report errors, and how they…

September 13, 2019
Credit Report

If you own a small business, credit cards can be a great source of cash flow to keep your daily operations running smoothly. A designated business credit card can provide you with a steady amount of money during seasonal lows, act as a quick and reliable short-term loan, and help…

July 19, 2019
Credit Report

Buying a home always instead of renting it is a life-changing decision that comes with many financial responsibilities, including the risk of affecting your credit score. Both renting and buying a property influences your credit, and both these options have their pros and cons. Knowing them beforehand is vital to…

Credit Report

3 Reasons Why an FCRA Attorney Is Important If You Have Errors on Your Credit Report

Identity Theft or Mixed File? What to Do If You Think Your Identity Has Been Stolen

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Can I Sue for Errors on My Credit Report?

Help! Someone Else’s Debt Is on My Credit Report

A Low Credit Score May Negatively Impact Your Car Insurance

Will Mortgage Forbearance & Other CARES Act Benefits Impact My Credit Report?

The Real Impact of Identity Theft

How One Small Mistake on a Credit Report Can Change Your Life

Top 5 Weirdest Credit Report Errors

5 Facts Every Business Owner Should Know About Credit Cards

Buying a House or Renting It – What’s Better For Your Credit?

Why Is Someone Else’s Social Security Number on Your Credit Report, and What Should You Do?

3 Reasons Why an FCRA Attorney Is Important If You Have Errors on Your Credit Report

Identity Theft or Mixed File? What to Do If You Think Your Identity Has Been Stolen

Why Is an Unknown Alias Showing Up on My Background Check?

Was Your Credit Merged With a Sibling’s? Here’s What You Need to Do

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