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Does Student Loan Forbearance and Deferment Impact My Credit?

April 29, 2021
Human Resorce

With the COVID-19 pandemic forcing millions of Americans into debt, the U.S. government provided crucial assistance with repayment suspensions on current public student loans. The Biden administration has also floated the idea of eliminating some portion of student loan debts in the future. Under the CARES Act, all interest and…

February 10, 2021
Creditor Harassment

The Fair Credit Reporting Act (FCRA) is considered one of the first privacy statutes in the US. It is a federal statute that regulates the use of people’s sensitive personal information for matters like employment screening, credit underwriting, and insurance underwriting. The intent behind the FCRA is to not only ensure fair…

November 18, 2020
Credit Report

There are many people aware of the existence of identity theft, but not many people know all of the negative impacts. Many assume it is as simple as being charged from a different state or a lack of security in their home wifi, but it can be far more aggressive…

October 26, 2020
Credit Report

Credit report mistakes have only become a more common occurrence, and the fallout of these mistakes has also grown to be more costly. Even the most minuscule errors can make a lasting impact on someone’s life, and you can find the effects of some of these errors down below: Buying…

September 14, 2020
Credit Report

Credit report errors aren’t as rare of an occurrence as you may think. Even the smallest of errors can become a detriment to your credit and your financial situation. In this blog, we’ll show you a few examples of people that became victims of credit report errors, and how they…

September 13, 2019
Credit Report

If you own a small business, credit cards can be a great source of cash flow to keep your daily operations running smoothly. A designated business credit card can provide you with a steady amount of money during seasonal lows, act as a quick and reliable short-term loan, and help…

August 2, 2019
Bankruptcy

Depending on your financial situation, bankruptcy may be your only option to find some relief from your overwhelming debts, but it will affect your credit for a lot of time. Although it may help you get rid of your financial commitments and reorganize your debt, this legal proceeding will be…

July 19, 2019
Credit Report

Buying a home always instead of renting it is a life-changing decision that comes with many financial responsibilities, including the risk of affecting your credit score. Both renting and buying a property influences your credit, and both these options have their pros and cons. Knowing them beforehand is vital to…

June 27, 2019
Credit Report

Your credit history is just one of the factors affecting your credit score, usually accounting for roughly 15% of the total score. This history would be kept for the next 7-10 years if you closed an account that’s in good standing, or 7 if you had negative items such as…

April 20, 2019
Creditor Harassment

If you want to borrow money or get a mortgage, checking your credit report is the first, most important step. A credit report measures your creditworthiness and has a great influence on the terms under which you can get the loan. The better the report, the more favorable the interests…

December 15, 2018
Credit Report

In 2017, several major credit reporting agencies announced a plan to overhaul how negative information is handled on credit reports. Up to 8 million American consumers unknowingly enjoyed the benefits of this unexpected change, and saw their credit scores jump by up to 40 points. According to the New York Federal…

October 5, 2018
Creditor Harassment

How Can I Fix My Credit Score? If you have damaged credit, you may be wondering if there is any way that it can be fixed quickly so that you can, for example, apply for a loan. You may be surprised to learn that there are ways to clean up…

Boss Law Blog

Does Student Loan Forbearance and Deferment Impact My Credit?

What Is the Fair Credit Reporting Act?

The Real Impact of Identity Theft

How One Small Mistake on a Credit Report Can Change Your Life

Top 5 Weirdest Credit Report Errors

5 Facts Every Business Owner Should Know About Credit Cards

How does bankruptcy affect your credit report?

Buying a House or Renting It – What’s Better For Your Credit?

How Your Credit History is Affected By Closing a Credit Card

Understanding Your Credit Report – A Quick Guide

Credit Overhaul Helps Millions Improve Their Credit Scores

How Can I Fix My Credit Score?

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Why Is Someone Else’s Name on My Credit Report?

Why Is Equifax Reporting Me as Dead – But TransUnion Is Not?

Marked Deceased on Credit Report: Do You Need an Attorney?

Can I Sue for Errors on My Credit Report?

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