Blog - Page 2 of 3 - Boss Law | St. Petersburg Real Estate & Consumer Law Attorneys

16 Feb 23

Can I Sue for Errors on My Credit Report?

Credit Report

If incorrect information on your credit report has damaged your financial reputation, you may be able to sue a creditor or credit reporting agency for the mistake and the damages you’ve suffered. A study by the Federal Trade Commission (FTC) reports that one in five Americans have an error on…

Why can mixed file reports be difficult to correct

09 Feb 23

Why Mixed File Credit Reports Can Be Difficult to Correct

Creditor Harassment

Is information on your credit file mixed up with someone else’s? A mixed file error is more than a mere frustration—it’s an error that must be fixed to protect your financial future. Read on to learn why mixed file credit reports are so difficult to correct, and what you can…

Why is someone else's debt on my credit report

24 Jan 23

Help! Someone Else’s Debt Is on My Credit Report

Credit Report, Mixed File

Credit report errors affect millions of Americans and spotting a debt that isn’t yours on your credit report is one of the most troublesome. If you’ve checked your credit report and noticed a new loan or line of credit—or, worse yet, if debt collectors are already shaking you down for…

How to fix deceased indicator on your credit report

12 Dec 22

How to Fix the Deceased Indicator on Your Credit Report

Creditor Harassment

You’ve spent years building great credit and monitoring your score, so why aren’t you qualifying for a loan? You might be mistakenly reported as deceased by the major credit bureaus. This strange yet common problem negatively affects many Americans every year, and it can keep you from getting a car…

May 9, 2022
Debt Relief

President Bidens still hasn’t cleared student loans or made them dischargeable through bankruptcy. However, the President’s most recent move on the issue will be a great benefit to those with student loan debt.

February 6, 2022
Credit Report

In theory, car insurance should only take account of one single factor: How careful you are while driving. In practice, that’s not the way it works – at all. Research shows that non-driving factors, including where you live and high or low credit score dramatically impact your car insurance premium.…

September 22, 2021
Creditor Harassment

Real estate transactions can be complicated and, due to the amount of money involved, these are often the most high-stakes decisions people can make. If any problems or disputes arise during your real estate closing, it is essential to consult with an experienced attorney who can protect your interests. Continue…

August 3, 2021
Credit Report

Due to the financial impact of the COVID-19 pandemic, federally backed loan servicers and some private lenders are offering consumers mortgage forbearance to help them get through this challenging time. During the forbearance period, lenders let consumers temporarily pause or reduce their monthly payments. Under provisions of the CARES Act,…

April 29, 2021
Human Resorce

With the COVID-19 pandemic forcing millions of Americans into debt, the U.S. government provided crucial assistance with repayment suspensions on current public student loans. The Biden administration has also floated the idea of eliminating some portion of student loan debts in the future. Under the CARES Act, all interest and…

February 10, 2021
Creditor Harassment

The Fair Credit Reporting Act (FCRA) is considered one of the first privacy statutes in the US. It is a federal statute that regulates the use of people’s sensitive personal information for matters like employment screening, credit underwriting, and insurance underwriting. The intent behind the FCRA is to not only ensure fair…

November 18, 2020
Credit Report

There are many people aware of the existence of identity theft, but not many people know all of the negative impacts. Many assume it is as simple as being charged from a different state or a lack of security in their home wifi, but it can be far more aggressive…

October 26, 2020
Credit Report

Credit report mistakes have only become a more common occurrence, and the fallout of these mistakes has also grown to be more costly. Even the most minuscule errors can make a lasting impact on someone’s life, and you can find the effects of some of these errors down below: Buying…

Boss Law Blog

Can I Sue for Errors on My Credit Report?

Why Mixed File Credit Reports Can Be Difficult to Correct

Help! Someone Else’s Debt Is on My Credit Report

How to Fix the Deceased Indicator on Your Credit Report

Student Loan Defaults Can Be Forgiven

A Low Credit Score May Negatively Impact Your Car Insurance

Common Disputes During a Real Estate Closing

Will Mortgage Forbearance & Other CARES Act Benefits Impact My Credit Report?

Does Student Loan Forbearance and Deferment Impact My Credit?

What Is the Fair Credit Reporting Act?

The Real Impact of Identity Theft

How One Small Mistake on a Credit Report Can Change Your Life

Why Is Someone Else’s Social Security Number on Your Credit Report, and What Should You Do?

3 Reasons Why an FCRA Attorney Is Important If You Have Errors on Your Credit Report

Identity Theft or Mixed File? What to Do If You Think Your Identity Has Been Stolen

Why Is an Unknown Alias Showing Up on My Background Check?

Was Your Credit Merged With a Sibling’s? Here’s What You Need to Do

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