Blog - Boss Law | St. Petersburg Real Estate & Consumer Law Attorneys

27 Feb 23

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Credit Report, Mixed File

Is someone else’s information showing up on your credit report? This seemingly simple mistake, called a mixed file error, is a big deal. It’s never a good idea to have other people’s information on your account. It can result in denied credit, disqualified loans, and many other problems. Luckily, consumers…

26 Feb 23

Why Is Someone Else’s Name on My Credit Report?

Mixed File

If you’ve spent time and effort building a good credit history, it can be alarming when you see a wrong name on your credit report. This mistake is more common than you might think, and it can be caused by anything from a simple data entry error to something more…

Why am I marked deceased on Equifax but not Transunion?

25 Feb 23

Why Is Equifax Reporting Me as Dead – But TransUnion Is Not?

Creditor Harassment

Does your credit report say that you’re dead? This shocking error, called an incorrect deceased indicator, is more common than you might think, and it can have a big impact on your credit score and overall creditworthiness. In some cases, only one or two of the Big Three credit bureaus—Equifax,…

Deceased on credit report do I need an attorney

17 Feb 23

Marked Deceased on Credit Report: Do You Need an Attorney?

Creditor Harassment

Does your credit report say you’re dead? An incorrect deceased indicator error on a credit report affects thousands of Americans every year, and it’s more than just an annoying problem. When information on your credit report mistakenly indicates that you’re dead, it can have significant consequences for your financial future.…

16 Feb 23

Can I Sue for Errors on My Credit Report?

Credit Report

If incorrect information on your credit report has damaged your financial reputation, you may be able to sue a creditor or credit reporting agency for the mistake and the damages you’ve suffered. A study by the Federal Trade Commission (FTC) reports that one in five Americans have an error on…

Why can mixed file reports be difficult to correct

09 Feb 23

Why Mixed File Credit Reports Can Be Difficult to Correct

Creditor Harassment

Is information on your credit file mixed up with someone else’s? A mixed file error is more than a mere frustration—it’s an error that must be fixed to protect your financial future. Read on to learn why mixed file credit reports are so difficult to correct, and what you can…

Why is someone else's debt on my credit report

24 Jan 23

Help! Someone Else’s Debt Is on My Credit Report

Credit Report, Mixed File

Credit report errors affect millions of Americans and spotting a debt that isn’t yours on your credit report is one of the most troublesome. If you’ve checked your credit report and noticed a new loan or line of credit—or, worse yet, if debt collectors are already shaking you down for…

How to fix deceased indicator on your credit report

12 Dec 22

How to Fix the Deceased Indicator on Your Credit Report

Creditor Harassment

You’ve spent years building great credit and monitoring your score, so why aren’t you qualifying for a loan? You might be mistakenly reported as deceased by the major credit bureaus. This strange yet common problem negatively affects many Americans every year, and it can keep you from getting a car…

May 9, 2022
Debt Relief

President Bidens still hasn’t cleared student loans or made them dischargeable through bankruptcy. However, the President’s most recent move on the issue will be a great benefit to those with student loan debt.

February 6, 2022
Credit Report

In theory, car insurance should only take account of one single factor: How careful you are while driving. In practice, that’s not the way it works – at all. Research shows that non-driving factors, including where you live and high or low credit score dramatically impact your car insurance premium.…

September 22, 2021
Creditor Harassment

Real estate transactions can be complicated and, due to the amount of money involved, these are often the most high-stakes decisions people can make. If any problems or disputes arise during your real estate closing, it is essential to consult with an experienced attorney who can protect your interests. Continue…

August 3, 2021
Credit Report

Due to the financial impact of the COVID-19 pandemic, federally backed loan servicers and some private lenders are offering consumers mortgage forbearance to help them get through this challenging time. During the forbearance period, lenders let consumers temporarily pause or reduce their monthly payments. Under provisions of the CARES Act,…

Boss Law Blog

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Why Is Someone Else’s Name on My Credit Report?

Why Is Equifax Reporting Me as Dead – But TransUnion Is Not?

Marked Deceased on Credit Report: Do You Need an Attorney?

Can I Sue for Errors on My Credit Report?

Why Mixed File Credit Reports Can Be Difficult to Correct

Help! Someone Else’s Debt Is on My Credit Report

How to Fix the Deceased Indicator on Your Credit Report

Student Loan Defaults Can Be Forgiven

A Low Credit Score May Negatively Impact Your Car Insurance

Common Disputes During a Real Estate Closing

Will Mortgage Forbearance & Other CARES Act Benefits Impact My Credit Report?

Mixed File Credit Reports and the Fair Credit Reporting Act: What You Should Know

Why Is Someone Else’s Name on My Credit Report?

Why Is Equifax Reporting Me as Dead – But TransUnion Is Not?

Marked Deceased on Credit Report: Do You Need an Attorney?

Can I Sue for Errors on My Credit Report?

Location

Quick Links

Follow Us